{"id":1019,"date":"2022-12-07T18:38:34","date_gmt":"2022-12-07T18:38:34","guid":{"rendered":"https:\/\/emps.co.uk\/?page_id=1019"},"modified":"2022-12-09T19:27:09","modified_gmt":"2022-12-09T19:27:09","slug":"adverse-credit-check","status":"publish","type":"page","link":"https:\/\/emps.co.uk\/adverse-credit-check\/","title":{"rendered":"Adverse Credit Check"},"content":{"rendered":"

[vc_row bg_type=”image” parallax_style=”vcpb-default” bg_image_repeat=”no-repeat” bg_image_posiiton=”500″ bg_override=”full” css=”.vc_custom_1519293121371{margin-bottom: 0px !important;padding-bottom: 0px !important;}”][vc_column width=”1\/2″ css=”.vc_custom_1519293127202{margin-bottom: 0px !important;padding-right: 40px !important;padding-bottom: 0px !important;background-color: #ffffff !important;}”][vc_column_text]<\/p>\n

What is an Adverse Credit Check?<\/h3>\n

An adverse credit check is a method of pre-employment screening used by recruiters to check a worker\u2019s fiscal background. It is meant to reveal any sort of adverse credit history that a candidate may have. An Adverse credit check will expose any county court judgments, insolvencies, administration orders, as well as bankruptcies[\/vc_column_text][vc_column_text]<\/p>\n

What does it show?<\/h3>\n

The following type of information is revealed on an adverse credit screening check:[\/vc_column_text]

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    \n\t<\/i>\n<\/div><\/div><\/div>\n<\/div>Credit information listed at the candidate\u2019s previous and current addresses<\/span><\/div><\/li>
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    \n\t<\/i>\n<\/div><\/div><\/div>\n<\/div>CCJs (County Court Judgments)<\/span><\/div><\/li>
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    \n\t<\/i>\n<\/div><\/div><\/div>\n<\/div>IVAs (Individual Voluntary Agreements)<\/span><\/div><\/li>
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    \n\t<\/i>\n<\/div><\/div><\/div>\n<\/div>Bankruptcies<\/span><\/div><\/li>
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    \n\t<\/i>\n<\/div><\/div><\/div>\n<\/div>Insolvency and administration orders<\/span><\/div><\/li><\/ul><\/div>[vc_column_text]A credit report is a summary of how the candidate that you are screening has handled credit accounts, including the types of accounts and the payment history, as well as certain other information that is reported to credit divisions by their lenders and creditors. Adverse credit check is what shows up on your credit report. It will show any major adverse credit history that the candidate may have.[\/vc_column_text]
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      \n\t<\/i>\n<\/div><\/div><\/div>\n<\/div>They confirm the financial conditions of the applicant<\/span><\/div><\/li>
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      \n\t<\/i>\n<\/div><\/div><\/div>\n<\/div>They help reduce the chances of bribery and curb corruption<\/span><\/div><\/li>
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      \n\t<\/i>\n<\/div><\/div><\/div>\n<\/div>Beneficial to the company in determining if the candidate is suitable for a role that involves handling cash or other valuables<\/span><\/div><\/li>
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      \n\t<\/i>\n<\/div><\/div><\/div>\n<\/div>They help in reducing fraud and dishonesty<\/span><\/div><\/li>
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      \n\t<\/i>\n<\/div><\/div><\/div>\n<\/div>Insolvency and administration orders<\/span><\/div><\/li><\/ul><\/div>[vc_column_text]<\/p>\n

      Who is it for?<\/h3>\n

      Adverse credit checks are suitable or beneficial for the following types of applicants:[\/vc_column_text]

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        \n\t<\/i>\n<\/div><\/div><\/div>\n<\/div>Landlords in the form of a Tenant Background Check<\/span><\/div><\/li>
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        \n\t<\/i>\n<\/div><\/div><\/div>\n<\/div>Banks for approving credit cards, loans, etc.<\/span><\/div><\/li>
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        \n\t<\/i>\n<\/div><\/div><\/div>\n<\/div>Employers as part of the recruitment process<\/span><\/div><\/li><\/ul><\/div>[\/vc_column][vc_column width=”1\/2″][vc_single_image image=”1071″ img_size=”full”][vc_raw_html]JTVCc2ltcGF5JTIwaWQlM0QlMjIxMTAzJTIyJTVE[\/vc_raw_html][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” disable_element=”yes” css=”.vc_custom_1667583457236{margin-bottom: -30px !important;border-bottom-width: 30px !important;padding-top: 30px !important;background-color: #f4f4f4 !important;}”][vc_column width=”1\/2″ css=”.vc_custom_1518640034685{margin-bottom: 0px !important;padding-bottom: 0px !important;}”][vc_column_text]\"fire-alarm-officer\"[\/vc_column_text][\/vc_column][vc_column width=”1\/2″ css=”.vc_custom_1518640039691{margin-bottom: 0px !important;padding-bottom: 0px !important;}”][vc_column_text css=”.vc_custom_1617018750562{margin-bottom: 30px !important;padding-bottom: 0px !important;}”]<\/p>\n

        BS7858:2019 Service:
        \nSecurity Installers (Fire, intruder, CCTV)<\/h3>\n

        This British Standard specific pre-employment check satisfies the requirement for personnel working in a security related environment.<\/p>\n

        It is used for personnel where they are undertaking activities that do not require an SIA licence, however they still need to be security cleared for accreditation purposes, for example, \u00a0Alarm and CCTV System Engineers joining the SSAIB, NACOSS and the NSI.[\/vc_column_text]

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          \n\t<\/i>\n<\/div><\/div><\/div>\n<\/div>Confirmation of name, address & date of birth<\/span><\/div><\/li>
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          \n\t<\/i>\n<\/div><\/div><\/div>\n<\/div>Right to work validation<\/span><\/div><\/li>
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          \n\t<\/i>\n<\/div><\/div><\/div>\n<\/div>5 year career, history reference checks employment, self-employment and unemployment<\/span><\/div><\/li>
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          \n\t<\/i>\n<\/div><\/div><\/div>\n<\/div>Independent verification of any career gap which exceeds 31 days<\/span><\/div><\/li>
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          \n\t<\/i>\n<\/div><\/div><\/div>\n<\/div>Verified written character reference<\/span><\/div><\/li>
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          \n\t<\/i>\n<\/div><\/div><\/div>\n<\/div>Financial public record check: CCJ\u2019s, insolvency, bankruptcy, IVA\u2019s, undeclared address links & aliases.<\/span><\/div><\/li>
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          \n\t<\/i>\n<\/div><\/div><\/div>\n<\/div>Basic Criminal Record Disclosure<\/span><\/div><\/li>
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          \n\t<\/i>\n<\/div><\/div><\/div>\n<\/div>Certificate of screening & full audit file supplied when vetting is complete<\/span><\/div><\/li><\/ul><\/div>[\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

          [vc_row bg_type=”image” parallax_style=”vcpb-default” bg_image_repeat=”no-repeat” bg_image_posiiton=”500″ bg_override=”full” css=”.vc_custom_1519293121371{margin-bottom: 0px !important;padding-bottom: 0px !important;}”][vc_column width=”1\/2″ css=”.vc_custom_1519293127202{margin-bottom: 0px !important;padding-right: 40px !important;padding-bottom: 0px !important;background-color: #ffffff !important;}”][vc_column_text] What is an Adverse Credit Check? An adverse credit check is a method of pre-employment screening used by recruiters to check a worker\u2019s fiscal background. It is meant to reveal any sort of adverse…<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"_links":{"self":[{"href":"https:\/\/emps.co.uk\/wp-json\/wp\/v2\/pages\/1019"}],"collection":[{"href":"https:\/\/emps.co.uk\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/emps.co.uk\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/emps.co.uk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/emps.co.uk\/wp-json\/wp\/v2\/comments?post=1019"}],"version-history":[{"count":5,"href":"https:\/\/emps.co.uk\/wp-json\/wp\/v2\/pages\/1019\/revisions"}],"predecessor-version":[{"id":1105,"href":"https:\/\/emps.co.uk\/wp-json\/wp\/v2\/pages\/1019\/revisions\/1105"}],"wp:attachment":[{"href":"https:\/\/emps.co.uk\/wp-json\/wp\/v2\/media?parent=1019"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}